You bought your home. Now let's make sure it's protected. One of the things I love most about this work is staying connected with the people we've helped — and making sure you're set up for long-term success, not just closing day. That's why I'm hosting a special evening this August, and I'd love to have you join us. The TOP 10 Estate Planning Misunderstandings A free event for homeowners who want to protect what they've built August 5th | CrossCountry Mortgage — The Training Room 10900 Wayzata Blvd, Minnetonka, MN An estate planning attorney will walk through the most common mistakes homeowners make when it comes to wills, trusts, and how their property is titled — and what you can do right now to make sure your home and your family are protected. We'll cover: - Whether your home is titled the right way for your situation - The difference between a will and a trust — and which one you might need - What happens to your home without a plan in place - Simple steps to protect your biggest investment Come for the knowledge, stay for the conversation — and yes, there will be hors d'oeuvres. 🥂 Evening Schedule 5:30 – 6:00 PM Arrivals & Hors d'oeuvres 6:00 – 7:00 PM The TOP 10 Estate Planning Misunderstandings 7:00 – 7:30 PM Q&A & Connections

Before You Buy — There's Something Most People Never Think About You've been focused on down payments, interest rates, and finding the right home. But here's something most buyers never consider until it's too late: how your home is titled could affect everything — from your mortgage to what happens to your property down the road. We're hosting a free educational evening, and we'd love for you to join us. The TOP 10 Estate Planning Misunderstandings A free event for homebuyers who want to protect what they're building August 5th | CrossCountry Mortgage — The Training Room 10900 Wayzata Blvd, Minnetonka, MN An estate planning attorney will share the most common mistakes buyers make — and simple steps to protect yourself and your family from day one of homeownership. You'll walk away understanding: - How your home should be titled from the start - Why a will or trust matters more than most people realize - What happens to your home if the unexpected occurs How to protect your investment for the people you love Evening Schedule 5:30 – 6:00 PM Arrivals & Hors d'oeuvres 6:00 – 7:00 PM The TOP 10 Estate Planning Misunderstandings 7:00 – 7:30 PM Q&A & Connections

You're Invited: Wills, Trusts, and Real Estate: The TOP 10 Estate Planning Misunderstandings August 5th | Cross Country Mortgage The Training Room 10900 Wayzata Blvd, Minnetonka, MN Join us for an evening of education, great conversation, and even better hors d'oeuvres as we dig into one of the most overlooked topics in real estate — estate planning. Whether you've had a deal complicated by a trust, worked with a client navigating inherited property, or simply want to show up as the most knowledgeable agent in the room — this evening is for you. An estate planning attorney will walk us through: - The TOP 10 estate planning misunderstandings agents and their clients make - How wills and trusts directly impact real estate transactions - What you need to know when title is held in a trust - How to become the resource your clients call when life gets complicated This is the kind of evening that separates good agents from truly great ones. Evening Schedule 5:30 – 6:00 PM Arrivals & Hors d'oeuvres6:00 – 7:00 PMThe TOP 10 Estate Planning Misunderstandings7:00 – 7:30 PMQ&A & Connections

What This Session Is: A live, virtual session for realtors who want to stop getting generic, cookie-cutter output from AI and start getting results that actually sound like them. Session 1 covered smart ways to use AI in your business. Session 2 tackled how to get AI to recommend you. This one answers the question that comes up every single time: "How do I stop AI from making me sound like everyone else?" Julie Holmes will show you how to teach AI who you are: your voice, your market, your clients, your style. Once AI understands those things, every email, listing description, social post and follow-up message sounds like the best version of you, not a robot pretending to be you. This session is ideal for: - Realtors who attended Sessions 1 or 2 and want to level up their AI skills - Realtors who have tried AI but are frustrated that everything sounds generic or robotic - Anyone who wants AI to write in their voice, for their market, to their clients - Partners who want to be a resource for the realtors they serve Good to know: No prior AI experience required beyond a general familiarity with the concepts. If you attended Sessions 1 or 2, this is your natural next step. New to the series? You'll be right at home.

A live, virtual session for realtors who want to understand clever and practical ways that AI can help their business in 2026. Julie Holmes will cover five practical ways to use AI for the work realtors already do - prospecting, follow-up, writing, staying visible, and keeping your communication consistent - without getting overly technical or being generic. This is a focused, practical session built to give realtors clarity, confidence and ideas they can try right away. This session is ideal for: ● Realtors curious about AI but not sure where to start ● Realtors already using AI who want a clearer structure and better ideas ● Partners who want to work smarter and stay current in 2026